The self-limiting word you need to nix from your 2016 vocabulary

This week's question from my portal “The Neagle Code: Directions for Life” comes from someone who wishes to remain anonymous.

Neagle Code Question

Hi David,

What's the biggest difference you see between multimillionaires and those who are not financially free?

Neagle Code Answer


Great question!

There are so many differences between a wealth mindset and one of lack that it’s hard to pick just one.

If I were to choose one that I think has been the most impactful for my students I would say it’s this:

A wealth based mindset thinks in terms of “AND” whereas a lack mindset thinks in terms of “OR”.

Let me explain…

When a wealthy person is faced with a decision or desire, they don’t limit themselves. For example if they would like to send their children to college and purchase a boat, the thought they would have is, “I would like to send the kids to college AND purchase a boat.”

And then they go to work planning how they can make that possible.

A lack-based mindset would approach it entirely different. They would say, “I could either send my children to college OR I could purchase a boat.” This is a limiting thought.

I would suggest you watch your thoughts closely and note how many times you feel you need to make an “or” decision, and change it to an “and”.

There is no limit to what you can be, do or have, so begin to think in terms of “AND” and see what changes!


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  1. I understand the “AND” part of the decision. Does the college funding part get prioritized over the boat purchase? Or are both desires funded together ie the tuition is paid and the same day the boat is purchased?

    • What would you like it to look like Teresa? You control when and how it comes in, so if you want them to be the same day then the way to make that happen is already here. If you prioritize one over the other, then that is how it will show up. Begin to shift your mindset to remove either and or from your manifesting vocabulary and replace it with ‘and’. And stick to the decision to do whatever it takes to welcome it in. I appreciate the post.