The self-limiting word you need to nix from your 2016 vocabulary

This week's question from my portal “The Neagle Code: Directions for Life” comes from someone who wishes to remain anonymous.

Neagle Code Question

Hi David,

What's the biggest difference you see between multimillionaires and those who are not financially free?

Neagle Code Answer


Great question!

There are so many differences between a wealth mindset and one of lack that it’s hard to pick just one.

If I were to choose one that I think has been the most impactful for my students I would say it’s this:

A wealth based mindset thinks in terms of “AND” whereas a lack mindset thinks in terms of “OR”.

Let me explain…

When a wealthy person is faced with a decision or desire, they don’t limit themselves. For example if they would like to send their children to college and purchase a boat, the thought they would have is, “I would like to send the kids to college AND purchase a boat.”

And then they go to work planning how they can make that possible.

A lack-based mindset would approach it entirely different. They would say, “I could either send my children to college OR I could purchase a boat.” This is a limiting thought.

I would suggest you watch your thoughts closely and note how many times you feel you need to make an “or” decision, and change it to an “and”.

There is no limit to what you can be, do or have, so begin to think in terms of “AND” and see what changes!


PS: The Neagle Code: Directions for Life is a weekly no-cost program that is open to everyone! Each week, I'll select and personally respond to one question received via the above “The Neagle Code” page that I feel in my heart will help the most people. (You may choose to remain anonymous if you wish, with our full support.) It is my deep, heartfelt intention that ~ in answering your questions ~ I may provide you with the Universal Truths that in committed application, will set you free. Simply submit YOUR burning question at: to participate.

[Fast Cash Formula Series] Article #1 ~ Financial Freedom is Within Your Grasp

Over the next few months, I'm going to give you step-by-step ways to bring fast cash into your business and life. Regardless of where you are in your career, the steps and principles can help you move to the next level.

My ultimate goal is that you experience financial freedom.

What Is Financial Freedom?

Financial freedom is not about how much money you have in the bank. It's an awareness of being able to  create whatever amount of money you need whenever you need it. When you're financially free, if you need money to pay the bills, buy a new car, a house, send your kids to college or go on vacation, you know how to generate the money right away.

Financial freedom also means that if you suddenly lost everything, you'd easily be able to go out and build your wealth again.

As I've said before, the great thing about awareness is you never lose it. So, once you become aware of how to be financially free, you will never go back.

You will never again feel compelled to make decisions from a place of fear. For example, you won't save for retirement because you're afraid of being homeless when you're old. Instead, you'll have a wealth account that grows, enabling you to do more, have more and give more. That's a much more empowered place from which to save.

To get to that place, you must change your attitude about money. I'll talk about this more in a future article, but most of us have been indoctrinated to think of money as a necessary evil, to believe that it is suspect at best, when the truth is that money is a miracle.

Money Is a Miracle

By that I mean money is an idea from Spirit to help us evolve as a people.

The idea of money has allowed us to grow beyond the constraints associated with barter. We couldn't have accomplished all that we've accomplished as a society without money. And at our current level of development, it's an absolute necessity.

We're not supposed to worship money but neither are we supposed to vilify it. We're supposed to use it to help us fulfill our purpose ~ it's a tool, simple as that.

We also weren't meant to trade our life for money and, therefore, be enslaved by it. We're supposed to master it, use it to pursue our dreams.

That's what this series is all about ~ showing you how to master money and become financially free.

When you become aware that you can bring in whatever amount of money you choose, you are free, and you can do, be or have anything you want.


David Neagle, The Million Dollar Income Acceleration Mentor and author of The Millions Within, teaches entrepreneurs and commission-based sales professionals how to quantum leap their current incomes past the 7-figure income level, often in less than 12 months. As a world-class speaker, sales trainer, and success-mindset mentor to some of the globe’s top CEOs, David also privately mentors big decision-makers in their pursuit of quantum success and peace of mind.