When is debt ok?

This week's question from my portal “The Neagle Code: Directions for Life” comes from someone who wishes to remain anonymous.

Neagle Code Question

Is it ok to go into debt to build your business and invest in business growth strategies?

Neagle Code Answer

Hi and thanks for your question.

This question is the perfect example of my teachings on using debt as a tool.

I truly believe that the best use of debt is in the investment in your own growth, whether it’s personal, spiritual or business.

If you talk to any successful business owner you will see that they have used debt to propel their business.

However, there are parameters around using debt to grow your business.

First, before considering taking out a loan, you MUST have a plan. You must have an actionable strategy with clear-cut goals and benchmarks or be investing in a program that’s going to give you that clear-cut plan.

Second, you must be WILLING do what it takes to get a return on investment. This means you have to take action on your plan, and allow nothing to stop you.

A plan and goals are only as good as the paper they are written on.

You must be WILLING
to take action
.

I see entrepreneurs EVERYDAY who spend money on building their business or getting the information they need to build their business, but they never take the action they need to take to grow, and life becomes very hard.

The debt piles up and stress, worry, fear and doubt take hold.

Suddenly they find themselves wondering what happened and why things aren’t working and why things are so hard.

You see…success is EASY if you are willing.

PS: If you enjoy reading my weekly Neagle Code, you'll LOVE my podcast, The Successful Mind. You can expect cutting edge information and strategies relating to success mindset, leadership, wealth creation, and relationships, all based in Universal Law and my own experience creating a multi-million dollar business.

Will you do me a favor? Subscribe, listen and leave me a review! I'd love to know what you think!

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How to up-level your lifestyle from your current income

This week's question from my portal “The Neagle Code: Directions
for Life”
comes from Hollis.

Neagle                 Code Question


Hi David, I would like to understand how to deal with (bridge, perhaps?) the two worlds of knowing what lifestyle I want to lead and actively desiring it, and also being aware of where I currently am financially. Do I go ahead and spend/give the money my desired life costs, all the while knowing the “reality” of my bank account (at least in this moment) won't necessarily support the numbers (e.g., do we be OK with overdraft fees and/or a maxed line of credit)? In other words, how do we ascend responsibly?

Thanks for all your love and wisdom, David!

Neagle                                               Code Answer

Hi Hollis and thanks for your great question.


Rule 1: Never spend without the willingness to do what’s necessary to cover what you are spending.

Sometimes spending and giving money is the catalyst to get you to become aware of opportunities around you right now that would allow you to make the money required to create the lifestyle that you want.


Rule 2: Always make financial decisions from a place of where you want to go rather than where you are right now.


If you consistently make decisions based on your “current reality”, your “current reality” will never change, because you’ll never have a need to change.

Therefore, make your decisions based on where you want to be, and then follow that decision with the commitment to do whatever is necessary to fulfill the commitment of the decision.

You see, there’s absolutely no reason for you to ever be ok with overdraft notices…the truth is, you have the ability to bring in whatever money you need to fulfill those commitments.

If you’re not bringing that money in it’s because you are resisting doing something.

Just Believe,®
Interesting Image

 

PS: The Neagle Code: Directions for Life is a weekly no-cost
program that is open to everyone! Each week, I'll select and personally respond to one question received via the above “The Neagle Code” page that I feel in my heart will help the most people. (You may choose to remain anonymous if you wish, with our full support.) It is my deep, heartfelt intention that ~ in answering your questions ~ I may provide you with the Universal Truths that in committed application, will set you free. Simply submit YOUR burning question at: www.DavidNeagle.com/ask-david to participate.

How to Break the Debt Cycle

This week's question from my portal “The Neagle Code: Directions
for Life”
comes from Mikki.

Neagle                 Code Question


Hi David,

I have been listening to your Art of Success Business School Podcast and realized a $ pattern I have perpetuated my entire adult life. The pattern has been to invest in school, and now my business, which creates debt. That in turn creates pressure to work to eliminate this debt, which I always have, only to turn around a repeat the same pattern. My question is now that I can clearly see this pattern how do I get to the root cause of it. I know it has nothing to do with the money or the debt but whatever belief or value is attached to the pressure that comes with this cycle.

Neagle                                               Code Answer

Hi Mikki, and thanks for your question!


Here’s the thing…getting to the root cause isn’t necessarily going to solve the problem, and it will just distract you from doing what’s necessary to change the pattern.

Sometimes it takes awhile to get to a root cause, and it’s even more difficult if you’re trying to do it yourself.


What I suggest is to start focusing on the solution to the issue rather than on the cause (which just keeps you in the pattern).


The solution is to RAISE YOUR BOTTOMLINE.

Right now, you’re used to only bringing in “just enough”. You have to raise that bottom bar.

For example, instead of setting your sights on just bringing in enough to survive, increase that to 10%, 20%, 30% ABOVE what you need to just get by.

And then DO NOT LET YOURSELF off the hook.

You see, it’s a two-part process. The first part is making the decision to bring in more than enough, the second part is being willing to do whatever it takes to make sure you hit that goal.

You may want to start with a small increase to begin to build that muscle, and once you hit that goal, use that momentum to keep going to the next goal.

You’ll have to keep those commitments to yourself or this won’t work. You must not stop prior to hitting the goal.

If you do, you’ll be back in the same pattern.

Give yourself this new experience of bringing in more than enough, and you’ll break the pattern!

Just Believe,®
Interesting Image

 

PS: The Neagle Code: Directions for Life is a weekly no-cost
program that is open to everyone! Each week, I'll select and personally respond to one question received via the above “The Neagle Code” page that I feel in my heart will help the most people. (You may choose to remain anonymous if you wish, with our full support.) It is my deep, heartfelt intention that ~ in answering your questions ~ I may provide you with the Universal Truths that in committed application, will set you free. Simply submit YOUR burning question at: www.DavidNeagle.com/ask-david to participate.

Can you tell the difference: resistance vs persistence…

This week's question from my portal “The Neagle Code: Directions
for Life”
comes from Chris.

Neagle                 Code Question


How do I know if I am resisting or persisting? I am not a quitter, but I have pretty much failed on everything I started after two or three years into the business or whatever project. So now I'm feeling that all the times I persisted on being, doing or having whatever it was I thought was worth persisting, I was actually resisting the change that needed to take place. Thank you! Much love! More life!

Neagle                                               Code Answer

Chris, this is a great question.


Resistance occurs when there is something that you don’t understand about yourself or the situation you are experiencing.


In order to identify when you are in resistance, you have to ask yourself, “What am I avoiding being, doing, or having?” If you are persisting in an area of your life as a way of avoiding another, you are in resistance.

If you created a solid business that provided a solution to a problem that people truly needed and wanted, then the only reason it would fail was if you were in resistance to doing whatever it took to make sales.

If you enter into every conversation with the intention to help someone else, you will no longer see yourself as a disruption or selfish but as someone being of service.


The subconscious mind often tries to be sneaky and make it look like you are not in resistance with the illusion of being “busy.” The problem is that as long as you are busy persisting in anything other than sales, you are in resistance.

Creating a business out of resistance is like building a house on the sand. It will always fail until you build a solid foundation inside yourself.

In order to stop resisting, you have to be willing to face whatever it is you are running from.

This is very important. You must be willing to look at the very thing that you are avoiding. It will more than likely show up as a fear.

Once you are willing to look at it and bring it into your awareness, then you can understand what’s really going on and change it.

The next step is to actually DO the thing that you have been resisting and to persist in facing your fear of it by continuously and consistently showing up!

This will give you the experience of being, doing and eventually having what you desire in your life.

Just Believe,®
Interesting Image

 

PS: The Neagle Code: Directions for Life is a weekly no-cost
program that is open to everyone! Each week, I'll select and personally respond to one question received via the above “The Neagle Code” page that I feel in my heart will help the most people. (You may choose to remain anonymous if you wish, with our full support.) It is my deep, heartfelt intention that ~ in answering your questions ~ I may provide you with the Universal Truths that in committed application, will set you free. Simply submit YOUR burning question at: www.DavidNeagle.com/ask-david to participate.

[Goal Setting Series]Article #10 ~ Everything You Need to Manifest Your Goal

Over the past several months, I've shown you how to set goals that utilize the power of the Universe. In this final article of the series, I'm giving you all of the main steps again to get you started on changing your life.

Here are those 10 crucial steps:

1. Remove Time from the Equation

To move past the human barriers that prevent you from having what you truly desire, you must first remove any timeframes from your goal.

Timeframes on a goal are usually based on what people think is possible. You may not know how your goal could manifest quickly, but the Universe might.

Let the Universe set the timing ~ and then you may be amazed by how quickly your goal manifests.

2. Go Beyond What You Think You Can Do

Again, most people set goals based upon what they think they can accomplish ~ not on what they truly desire or what they're actually capable of doing.

To begin to tap your limitless potential, let yourself fantasize.

Fantasy literally changes your brain's frequency, making it more receptive to ideas, desire and purpose from your soul.

It's truly the best way to discover what you really want. And it's crucial for receiving that prosperous idea that can take you light years from where you are today.

3. Receive Your Million-Dollar Idea

If you already experience the power of fantasizing, go to the place or do the thing that works for you.

If you don't know what that is, find a place that's beautiful and calming. Get comfortable and let your eyes rest. Don't “try” to fantasize, just relax and let your mind be free.

As images or feelings start to arise, ask yourself what you want, and then write down whatever comes to mind.

If this process doesn't work for you, try “catching” yourself fantasizing ~ in the shower is a likely place ~ and record what you see, hear or feel.

4. Are You Able and Willing?

To turn your fantasy into reality, you have to be able to say yes to these two questions:

“Am I able?” You've gone beyond what you thought you could do. Now, you need to muster the faith to believe in your ability to manifest your million-dollar idea. Do you feel excited? That's your gut saying YES, you're able.

“Am I willing?” Are you willing to do what must be done to manifest your goal? For example, move if necessary, invest financially in yourself, commit to living a new life?

5. Create an Environment to Support Your Goal

Once you declare that you are able and willing, it's vital that your environment begins to reflect your aspiration back to you on a daily basis.

To accomplish that, make two lists. The first is of the things, people and ideas that are not in harmony with your goal and should be removed from your life. The second is of those things that must come into your life to support your goal.

Once you make the lists, start acting on them immediately.

6. Make a Binding Commitment

Now it's time to commit yourself to your goal. In the present tense, write out your goal and sign and date the page. For example: “I commit to having a $10 million-dollar-a-year business.”

Remember, don't include any timeframes.

Then, make a goal card to carry with you and read several times a day to remind you that, according to Universal Law, your goal is already here.

On another piece of paper or index card, write: “I'm so happy and grateful now that ___________,” and write in your goal.

7. Get Attached

To start moving your idea from the nonphysical to the physical, you need to become emotionally involved in it.

Emotions are like the engines behind our thoughts. They give energy to your goal, sending it through time and space, prompting the Universe to start bringing you what you need to manifest it.

8. Raise Your Awareness

When you raise your awareness to the level of your goal, what you want shows up. It's yours.

To raise your level of awareness, you first have to know your current awareness and results.

Your current awareness is the closest you've ever come to your goal. If you have a money goal, it would be the most money you, alone, have ever earned in a year.

Your current results would be what you are earning this year.

Once you know those two figures, you know where you are, and all you have to do is make a firm decision to go to the next level of awareness, and then expect the opportunity to do that to show up.

9. Change, Adapt, Grow

Picture yourself at the bottom of a staircase with your goal at the top. The Universe has heard that you are ready and will meet you on the first stair with your opportunity.

Step up and into it. Make the change, adapt to the change and grow into that bigger version of yourself.

Then the Universe will meet you on the second stair with another opportunity that requires you to change, adapt and grow still larger than before.

You follow this same process all the way to your goal.

10. Cut Through the Chaos

Now, your subconscious will resist all this change and growth, and you may experience some chaos as the universe rearranges your life so that you can reach your goal.

Just remember that the upheaval is temporary while your goal is the ultimate prize.

To cut through the chaos, stay connected to the higher side of yourself. Follow the Seven Secrets of Multimillionaire Entrepreneurs: desire, decision, belief and faith in a higher power, love, responsibility, will and action.

They will deliver you to your goal.

Get Started

There is no limit to what you can achieve or be.

If you do each of these steps with unwavering commitment, you truly can have anything you desire.

You can create absolutely magnificent and astonishing things.


© Copyright 2013 – David Neagle’s Life Is Now Inc., All Rights Reserved Worldwide.

WANT TO USE THIS ARTICLE IN YOUR EZINE, BLOG OR SITE? You may, as long as you commit to leaving all of the links active, do not edit the article in any way, and include the following byline:

David Neagle, The Million Dollar Income Acceleration Mentor and author of The Millions Within, teaches entrepreneurs and commission-based sales professionals how to quantum leap their current incomes past the 7-figure income level, often in less than 12 months. As a world-class speaker, sales trainer, and success-mindset mentor to some of the globe’s top CEOs, David also privately mentors big decision-makers in their pursuit of quantum success and peace of mind.

[Goal Setting Series]Article #4 ~ How To Turn Your Fantasy Into Reality

If you’ve been putting the information in this goal-setting series into practice, you now have a gift from the Universe: a prosperous idea that you received while fantasizing.

This idea represents something you want for your business or relationship, or it’s something you’d like to do. It would make an enormous difference in your life.

Now, the question is, how do you turn your fantasy into reality?

The first step is to answer the following two questions honestly.

1.  “Am I able?”

Do you believe that you are able to manifest your desire?

I asked you to receive ideas through fantasizing because I wanted you to open your mind to possibility, to receive ideas you might never have considered.

In order to manifest your idea, however, you have to muster the faith to believe in it.

For instance, let’s say you have a $1 million business and you want to expand to $3 million this year.

That’s a stretch, and the idea scares you, but you also feel deeply excited. You really feel in your gut that you can do it.

If, on the other hand, you don’t feel able, don’t beat yourself up. I say all the time that you have to start where you are. Fantasize again and ask for something that you can believe in.

Just keep your original vision too. You might be ready for it sooner than you think!

2. “Am I willing?”

When you can say that you are able to manifest your idea, you then want to ask yourself if you are willing to do what must be done to make it a reality.

For example, are you willing to:

Change what must be changed?

Financially invest in yourself?

Get coaching and direction when required?

Let go of self-limiting stories?

Study, read and attend seminars?

Mastermind with like-minded people?

Release your past?

Continue when met with failure?

Refuse to be a victim?

Possibly face ridicule, humiliation and rejection?

Commit to living a new life?

Move if necessary?

The list can go on and on, and you won’t know all of the things that need to change before you make the decision to pursue your fantasy.

In fact, you have to make the decision first.

This is difficult, I know, but the Universe won’t show you what you need to do until you make the decision to step into your vision.

Once you say that you are willing, the Universe will show you exactly what needs to shift. It will show up in your life as a problem or an issue, as something that obviously needs to change.

The only thing you need to do now is commit to being willing to do whatever “it” is.

Yes, that’s a huge leap of faith.

However, whatever you’ll be asked to change is the thing that’s been holding you back. So there’s really nothing to lose and everything to gain.

If you can jump off that diving board and say, “I AM ABLE, AND I AM WILLING,” you’ve made a decision.

And your fantasy is one step closer to reality.

I’ll show you that all-important second step next time.


© Copyright 2012 – David Neagle’s Life Is Now Inc., All Rights Reserved Worldwide.

WANT TO USE THIS ARTICLE IN YOUR EZINE, BLOG OR SITE? You may, as long as you commit to leaving all of the links active, do not edit the article in any way, and include the following byline:

David Neagle, The Million Dollar Income Acceleration Mentor and author of The Millions Within, teaches entrepreneurs and commission-based sales professionals how to quantum leap their current incomes past the 7-figure income level, often in less than 12 months. As a world-class speaker, sales trainer, and success-mindset mentor to some of the globe’s top CEOs, David also privately mentors big decision-makers in their pursuit of quantum success and peace of mind.